Saturday, December 29, 2012


On the best sunny day, the most powerful magnifying glass will not light paper if you keep moving the glass. But if you focus and hold it, the paper will light up. That is the power of concentration.
A man was traveling and stopped at an intersection. He asked an elderly man, “Where does this road take me?” The elderly person asked, “Where do you want to go?” The man replied, “I don’t know.” The elderly person said, “Then take any road. What difference does it make?”
How true. When we don’t know where we are going, any road will take us there.
Suppose you have all the football eleven players, enthusiastically ready to play the game, all charged up, and then someone took the goal post away. What would happen to the game? There is nothing left. How do you keep score? How do you know you have arrived?

Why Are Goals Important?

Getting what you want doesn’t always come easy. More often than not, you’ve got to work hard to achieve the results you desire. Getting out of debt and securing your financial future is no exception. This requires dedication, perseverance, and the know-how to manage your money to the best of your ability.
Still, there’s another very helpful but often overlooked way to reach your aspirations. It’s a process called goal-setting, and for people who achieve what they set out for, it’s the one thing most of them have in common. They most likely charted out a long-term plan; mapped out the times, tasks and deadlines along the way; and stuck firmly to their plan in order to achieve their goals. “People never plan to fail; they just fail to plan” (or set goals).

What Are Goals, and How Are They Different from Pipe Dreams?

Consider the scenarios between these two families: the Johnsons and the Smiths.

The Johnsons

  • Hope to get out of debt
  • Want to purchase a house
  • Wish to eventually help their child with colleg expenses

The Smiths

  • Will be out of debt y January 2014, based on monthly payments of $600
  • Will buy a house by March 2015 with a $10,000 downpayment
  • Will have $14,000 in savings, bonds and stocks for their child’s education, by the time he turns 18
Enthusiasm without direction is like wildfire and leads to frustration. Goals give a sense of direction. Would you sit in a train or a plane without knowing where it was going? The obvious answer is no. Then why do people go through life without having any goals?
Do you find yourself missing the one thing in life that would help you achieve a desired goal, realize a long held dream, or push you up the ladder to success?

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